TERMS & CONDITIONS

Welcome to https://www.gowithjofitness.com/bodybandripper, operated by Go With Jo Fitness. By accessing this website or purchasing any products or services, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this website or purchase our products.

1. PRODUCTS AND SERVICES
   Go With Jo Fitness provides online fitness programs, digital downloads, educational content, and related resources, including the Body Band Ripper™ Method. All products are digital and delivered online. No physical products are shipped.

2. ACCESS TO DIGITAL PRODUCTS
   Once payment has been successfully processed, you will receive access to your purchased digital product. Access is typically provided immediately or via email shortly after purchase. It is your responsibility to ensure your email address is entered correctly and to check spam or promotions folders if necessary. All digital products are provided as a one-time purchase and are yours to keep unless otherwise stated.

3. PAYMENTS
   Payments are processed securely via third-party payment providers such as PayPal and/or Stripe. Go With Jo Fitness does not store or have access to your full payment details. All prices are listed in Great British Pounds (£) unless otherwise stated.

4. REFUND POLICY
   Due to the digital nature of the products and immediate access to content, all sales are final. No refunds, exchanges, or cancellations are offered once access has been granted, except where required by law. If you experience technical issues accessing your purchase, please contact joanna@gowithjofitness.com.

5. MEDICAL DISCLAIMER
   The fitness programs, workouts, nutrition guidance, and educational content provided by Go With Jo Fitness are for general information and educational purposes only and are not intended as medical advice.

You acknowledge and agree that:

• You are voluntarily participating in physical activity and assume all risks associated with exercise

• You are responsible for your own health, safety, and well-being while using our programs

• Results may vary from person to person and are not guaranteed

Before beginning any exercise or nutrition program, you should consult with a qualified healthcare professional, particularly if you:

• Have a pre-existing medical condition

• Have an injury or chronic illness

• Are pregnant or postnatal

• Are taking medication that may affect your ability to exercise

Go With Jo Fitness does not provide medical diagnosis, treatment, or advice. Participation in any program is at your own risk. To the fullest extent permitted by law, Go With Jo Fitness shall not be held liable for any injury, loss, illness, or damages resulting from participation in any fitness program or from reliance on the information provided.

If you experience pain, dizziness, shortness of breath, or any adverse symptoms during exercise, you should stop immediately and seek medical advice.

6. INTELLECTUAL PROPERTY
   All content, including programs, PDFs, videos, text, graphics, and branding, is the intellectual property of Go With Jo Fitness. Content is licensed for personal, non-commercial use only. You may not copy, reproduce, resell, share, distribute, or provide access to the content to third parties.

7. USER CONDUCT
   You agree not to use this website or its content for unlawful purposes or attempt to gain unauthorised access to any systems or materials. Go With Jo Fitness reserves the right to restrict or terminate access if these Terms are violated.

8. LIMITATION OF LIABILITY
   To the fullest extent permitted by law, Go With Jo Fitness shall not be liable for any indirect, incidental, or consequential damages arising from your use of the website or products. All use is at your own risk.

9. THIRD-PARTY SERVICES
   This website may link to or integrate with third-party platforms. Go With Jo Fitness is not responsible for the content, policies, or practices of third-party services.

10. PRIVACY
    Your use of this website and services is also governed by our Privacy Policy, which explains how your personal data is collected and processed.

11. CHANGES TO TERMS
    Go With Jo Fitness reserves the right to update or amend these Terms & Conditions at any time. Continued use of the website or services constitutes acceptance of any changes.

12. GOVERNING LAW
    These Terms & Conditions are governed by the laws of England and Wales.

13. CONTACT
    If you have any questions about these Terms & Conditions, please contact:
    joanna@gowithjofitness.com